What is a Good Credit Score?

Hello and welcome!

Over the next days, weeks, months, and maybe years, we are going to discuss what a good credit score is and how to get one. It's really not as difficult as you might think, but you have to understand the scoring methods to get all the points possible.

As we spend some time on this topic, we will discuss the following:

* What makes up a credit score

* What is shown on a credit report

* How many credit reports have errors (Hint: it's well over 50%)

* How to get a copy of your credit report FREE with no strings attached

* How to read the credit report

* How to improve your credit score

* Why you should improve your credit report

* What NOT TO DO. Things that can make your score drop. This may SURPRISE you.

* What credit repair companies REALLY do for you and how to do it yourself

* How to dispute incorrect entries

* Who to trust when you need help correcting your report.

* And much, much more!

Since the issues began in the mortgage market, good credit is more important now than ever. While it was possible to purchase a home with poor credit and little money down in the past, those days are over for now. Currently, if you have poor credit, you maybe required to have a hefty downpayment, if you are able to get a mortgage at all.

Check back frequently or add this to your rss feed, as you do not want to miss even one post.

Scott

Scott Swinford is an Executive Consultant for the US Consumer Credit Restoration Association and a Certified Mortgage Planning Specialist in Northwest Indiana. If you have any questions, you can send email to scott@USCCRAonline.com.